This article by Matthias Biehl from Software AG talks about API strategy for banks and FinTechs in an open banking world. The article will look at the past, present, and future of banking products to understand what strategies we should apply. In the past, banking as we know it was a bundling of separate banking products into a big mass-market banking product. What we experience at present with open banking and open finance is an unbundling of this mass-market banking and spans many different banking products. When we look into...