Dheeraj Jaggi (DJ) an API enthusiastic & Evangelist and Head of API Engineer(India) within NatWest Data & Analytics. He manages the OpenBanking & API Platform from India location for the NatWest Group that includes building APIs for Third Parties Providers, conformance to OpenBanking (PSD2 & FCA) standards & regulations, Account and Payment Initiation APIs, Onboarding and Foundational Microservices. With many years’ experience in the banking and IT space, DJ has delivered many API Products to the market and passionately believes in the transformative power of APIs in any business unit or organisation.